Kelly Allen: Shorts 2 + 3, v1

Same template as Short 1 v2. For Ty's review; not sent to Kelly.

Short 2: "Keep your cash: let the seller pay" (34.0 s)

The clause "that's 15,000 you have to bring to the closing table" is cut. She does say "have" (checked with two transcription models), which contradicts her point. "Remember that $350 a month savings earlier?" is also cut; card 2 gives the $350 context.

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Short 3: "Assumable loans: the massive catch" (39.7 s)

Her $700k/$300k b-roll has her own text burned in, so it's replaced with clean house shots and our stat cards. The second-loan aside is cut; it ends on "it can be perfect", on camera.

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